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To calculate what home loan amount you would qualify for, use the calculator below. Please enter numbers only, no special characters or spaces.

NB: The interest rate is by default set to the prime lending rate. Banking institutions may choose to lend to individuals at a rate above or below this prime rate. This calculation is based on general lender affordability credit guide-lines of 30% instalment to gross income and on your disposable income, banks have different lending criteria based on client profile.

Gross Monthly Income (Joint income if buying together)

% Interest Rate

Years

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